Tennessee Workers' Compensation
Tennessee workers' compensation laws were created to provide injured workers with wage loss compensation and medical benefits for Tennessee workplace injuries which occur in the normal course of employment.
Tennessee workers' compensation benefits are provided at no cost to the Tennessee employee and can provide compensation for work injuries, regardless of who is at-fault. Workman's compensation has eliminated the right of the Tennessee employee (in most cases) to file a personal injury claim against their employer, but work comp laws do help the employee receive immediate compensation without a protracted legal fight.
Workers' compensation in Tennessee is administered by the Tennessee Department of Labor and Workforce Development whose goal is to "promote a better understanding of the program's benefits by informing employees and employers of their rights and responsibilities".
The Tennessee Department of Workforce Development accomplishes their goal by resolving disputed claims, encouraging workplace safety, generating public awareness about work comp fraud and enforcing workers' compensation regulations and laws.
Hiring a Tennessee Workers' Compensation Lawyer
Many injured Tennessee workers will be able to file their own Tennessee workman's compensation claim without the help of a Tennessee workers' compensation lawyer. Others, however, who have been seriously injured or who have been denied Tennessee work comp benefits, will need the legal help of an employment lawyer.
Work comp benefits in Tennessee can be complicated, and given the stress of a work injury, many workers will choose to hire a competent work comp lawyer who can help them navigate the complex workers' compensation laws.
If you have been injured and you need help or if your Tennessee workplace injury has lead to discrimination, harassment or job loss, contact a Tennessee workers' compensation attorney.
Need legal help getting benefits for your Tennessee workers compensation case? Simply complete our free form below to get started today!
Work Injuries Covered Under Tennessee Workers' Compensation Law
Tennessee work comp insurance covers most Tennessee workplace injuries but may be difficult to get if the employee was intentionally trying to injure themselves or another employee, was travelling to and from work, was injured due to intoxication or flagrantly disregarded a safety procedure.
If you have been denied Tennessee workers' compensation contact a Tennessee employment lawyer to review your Tennessee work comp claim.
Tennessee Workers' Compensation Benefits
Tennessee workers' compensation provides medical benefits and wage loss compensation to qualifying workers who are injured at work or who suffer from an occupational illness. Common wage loss compensation can include: temporary total disability benefits (TTD), permanent total disability benefits (PTD), permanent partial disability benefits (PPD), death benefits and vocational rehabilitation. More information about each benefit is outlined below:
Medical benefits - Medical benefits are provided to Tennessee workers who are injured at work. Medical benefits can include paid medical care for all reasonable and necessary medical care including: doctor's visits, laboratory services, prescriptions and hospital stays.
Under Tennessee work comp law, Tennessee workers have the right to choose an approved doctor who is part of the Tennessee workers' compensation network which is generally a list of three physicians that the employee has provided. Prior to seeking medical care for a work comp injury, talk to your employer to ensure your medical coverage is covered.
Temporary Total Disability Benefits (TTD) - Temporary total disability benefits (TTD) are paid to Tennessee workers who are injured at work and are unable to temporarily return to their job. TTD benefits are not paid for the first 7 days of missed work. TTD benefits will begin on the 8th day of missed work. If the worker misses 14 days of missed work they are entitled to retroactive TTD benefits back to the first day of missed work.
TTD benefits are paid at 66 2/3% of the worker's wage up to the state allowable maximum. TTD benefits can continue up to 400 weeks, subject to the maximum amount outlined in state law. TTD payments are paid every 2 weeks.
Permanent Total Disability Benefits (PTD) - Permanent total disability benefits are paid to workers who are injured and unable to return to any type of employment due to the severity of their work injury. PTD benefits are available after the employee has reached their maximum medical improvement level.
PTD benefits are paid at 66 2/3% of the Tennessee worker's average weekly wage (up to the state's maximum allowable amount) and are paid until the worker reaches age 65. PTD benefits may be offset by Social Security benefits.
Permanent Partial Disability Benefits (PPD) - Permanent partial disability benefits (PPD) are paid to Tennessee workers who have reached their maximum medical improvement level but continue to have permanent partial disabilities. Work injuries can be considered scheduled or non-scheduled. The amount an duration of compensation will depend on the type of injury and the employee's pre-injury wage.
Death Benefits - Death benefits are paid to the surviving beneficiaries of a deceased Tennessee employee who is killed from a work injury or occupational illness. Death benefits can include wage loss compensation which is paid to the surviving beneficiary at 50% of the deceased worker's average weekly wage (if there are no dependent or orphaned children).
If there are additional dependents the surviving dependents may be entitled to 66 2/3% of the deceased employee's average weekly wages, not to exceed the maximum established under Tennessee workers' comp law. If there are no dependents $20,000 may be paid to the estate of the deceased employee. Burial expenses also may be paid up to the state's maximum allowable amount.
Vocational Rehabilitation Services - Vocational rehabilitation services may be offered to certain injured workers who are unable to return to their previous job. Vocational rehabilitation services are federally and state-funded programs designed to provide certain necessary services to help individuals with disabilities to either return to their previous job or to find another job in which they are suited.