New Hampshire Workers' Compensation
New Hampshire workers' compensation is provided to New Hampshire employees who are injured on the job. Workers' Compensation insurance is provided free of charge to employees for work injuries or occupational illnesses which "arise out of and in the course of employment".
Workers compensation provides medical benefits and wage loss compensation regardless of fault and does not require the injured worker to file a civil claim and prove the New Hampshire employer's negligence contributed or caused the injury.
New Hampshire workman's compensation is administered by the Workers' Compensation Division of the New Hampshire Department of Labor. This division is responsible for workers' compensation enforcement for employers, the overseeing medical and wage replacement benefits and conducting hearing for workers' compensation claims which are contested.
Hiring New Hampshire Workers' Compensation Lawyer
If you have been injured on the job you may need to speak with a New Hampshire workers' compensation lawyer who specializes in New Hampshire workers' comp law. Whether you have suffered a permanent New Hampshire work injury or are not receiving the appropriate level of workers' compensation benefits, a workman's comp lawyer understands your legal rights and can make sure you get the benefits you deserve.
Need legal help getting benefits for your New Hampshire workers compensation case? Simply complete our free form below to get started today!
Work Injuries Covered Under New Hampshire Workers' Compensation
New Hampshire workers who have been injured need to understand their legal rights. Workers' compensation is provided for most work related injuries without proving the employer is negligent. Common work injuries which are covered are those which occur when the employee is engaged in normal business activities and can include the following: Abrasions, Burns, Back and neck injuries, Amputations of arms or legs, Concussions, Heart attack or strokes on the job, Carpal Tunnel, Diseases caused by inhalation of chemicals or other toxins, Bone fractures, Hernia, Chronic Obstructive Pulmonary Disease, Post traumatic stress disorder (PTSD), Torn Rotator Cuff, Concussion, Asbestos exposure, General anxiety disorder.
Injuries which are not covered are those which occur if the employee is intoxicated, travelling to and from work, is expressing violating a written or express company policy or is intentionally trying to injure themselves or another person.
New Hampshire Workers Compensation Benefits
Common New Hampshire workers' compensation can include medical benefits, temporary total disability benefits (TTD), temporary partial disability benefits (TPD), permanent partial disability benefits (PPD, permanent total disability benefits (PTD), vocational rehabilitation, and death benefits to surviving beneficiaries.
Medical Benefits - Medical benefits are provided to New Hampshire workers who have been injured. Medical benefits is provided to the employee without time or monetary limits and can include hospital expenses, doctor's visits, medical supplied, prescribed medication and laboratory services.
Unlike many other states, New Hampshire employees are allowed to choose their own treating physician.
Temporary Total Disability Benefits (TTD) - New Hampshire workers who suffer an injury at work and can not return to work for more than three days can receive temporary total disability benefits. If the New Hampshire worker is unable to work for more than 14 days, compensation is paid for the first three days. The amount of TTD benefits paid is 60% of the workers wage. The minimum payment is $251.10 and the maximum is $1,255.50. Work injury compensation will continue for the duration of the disability.
Temporary Partial Disability Benefits (TPD) - Temporary partial disability benefits are paid to New Hampshire employees who are injured and return to work, but due to their work injury, their wages are lower than they were prior to their work injury. TPD benefits are paid at 60% of the difference between the wages the worker was currently able to make and the amount they are able to make after the work injury.
TPD benefits are paid after a 3 day waiting period. If the worker is disabled and unable to work for more than 14 days, the first three days are paid. The amount of weeks allowed for TPD benefits has changed over the years but is currently 262 weeks.
Permanent Total Disability (PTD) or Permanent Partial Disability (PPD) Benefits - Disability benefits may be paid for permanent total and permanent partial disabilities that are a result of a work injury. PPD or PPD benefits may be available if the New Hampshire worker has reached their maximum medical improvement level but still has residual disabilities.
PPD and PTD benefits are paid as a percentage of the body loss. This amount may be paid in addition to other benefits paid and is calculated according to the most recent edition of the AMA Guide to the Evaluation of Permanent Impairment.
After the percentage of the loss is determined it is multiplied by the total number of weeks allowed for the body loss. That amount is then multiplied by the worker's average weekly wage at the time of the injury. The total for this calculation is the final dollar amount for permanent disability benefits.
Death Benefits - Death benefits are paid the surviving dependents of a deceased New Hampshire worker if the fatality occurred as a direct result of a work injury. Death benefits are paid to the widow of the deceased and will cease if the widow remarries. Dependent children can receive death benefits until the child reaches 18 years of age or longer (25) if they are enrolled full-time in an accredited educational institution or are considered self-supporting.
Burial expenses may also be paid up to the state's maximum which is currently $5,000.
Vocational Rehabilitation - New Hampshire vocational rehabilitation is provided to injured workers who are unable to return to their previous job or to find similar employment given their current conditions (work experience, education, age, average weekly wage).
Work rehabilitation is provided by private rehabilitation companies, which are staffed by Certified Vocational Rehabilitation Providers and are monitored by the Department of Labor.
Vocational rehabilitation services vary by state, but New Hampshire they can include: Vocational testing, Vocational exploration, Job development, Vocational counseling.