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Colorado Workers' Compensation

Colorado Workers' Compensation

According to the state of Colorado Workers' Compensation Division "it is the intent of the that the Workers' Compensation Act of Colorado be interpreted as to ensure the quick and efficient delivery of disability and medical benefits to injured workers at a reasonable cost to employers". What does this mean to Colorado employees? They can expect compensation in the form of medical benefits and under some conditions wage loss compensation for injuries which they have sustained in the course of normal employment or as a result of an occupational illness or disease.

Occupational illnesses are those that occur as a direct result of the job such as exposure to toxins or chemicals that cause illness. Workers compensation is a compromise between the employee and the employer. Workers are prohibited from suing their employer for work-related injuries and employers are required to provide compensation for injuries without the employee proving employer negligence.

Common Workers' Compensation Injuries in Colorado

Injuries not covered

Colorado workers' compensation will not cover all injuries. Injuries not covered can include any of the following:

Injuries that may be covered

Common work injuries that may be covered by Colorado workers' compensation laws can include any of the following injuries that may be caused by repeated trauma, mental injuries, physical trauma or an occupational disease. Common types of work-related injuries can include:

  • Bone fractures
  • Carpal Tunnel Syndrome
  • Hernia
  • Torn Rotator Cuff
  • Torn Meniscus
  • Bulging disc
  • Stroke
  • Concussion
  • Asbestosis
  • Post Traumatic Stress Disorder
  • Chronic Obstructive Pulmonary Disease
  • Cancer
  • General Anxiety Disorder

Types of Colorado Worker's Compensation Benefits

Colorado workers' compensation may provide reimbursement for all medical expenses which are deemed "reasonable and necessary". In some cases the Colorado employee may also receive lost wage compensation. It is important to report all work-related injuries as soon as possible. An employee's workers' compensation benefits may be forfeited if the employee fails to report the injury within a specific time. All reports should be made in writing to the employer and should include details about the type, date, place and time of the work injury.