Definition of Permanent Disability Benefits
Permanent disability benefits are the compensation that is paid to an injured worker for a work-related injury or illness that results in that worker having some kind of permanent disability. This is a disability that will not be resolved, that will last for the rest of that worker's life. Permanent disability benefits are separate and distinct from temporary disability benefits that end when a worker recovers from their temporary disability.
Just as there are two kinds of permanent disability, partial and total; there are also two types of permanent disability benefits, permanent partial disability benefits and permanent total disability benefits. Permanent partial disability benefits are paid to an injured worker who has a permanent partial disability. The amount that a worker receives and the length of time that a worker can receive these benefits varies from state to state. However, in most states, they are based on the nature and severity of a worker's disability and how it is estimated to affect their future earning capacity. The amount of permanent total disability benefits that a worker receives also varies from state to state. In most instances, permanent disability benefits will continue for the rest of a worker's life.