Definition of Future Medical
Future medical refers to your right to receive on-going medical treatment in the future as long as you require it for your work-related injury or illness. When it comes to workers' compensation, there is no time limit on how long you can receive the medical care that you need. If your work-related injury or illness requires it, you are entitled to receive future medical care for the rest of your life. It is one of the most important benefits provided by workers' compensation.
This is true unless you agree to a type of settlement with your employer's insurance company that ends any liability or responsibility that the insurance company has in regard to your work-related injury or illness. This occurs in a settlement where you receive a lump sum from the insurance company, although it is possible in a lump sum settlement to still retain your right to future medical care. However, because you do not know what the future holds and you do not know what problems may arise from your injury or accident, or what you may need in the future (like an expensive surgery), you should be very careful about accepting any type of settlement in which you give up your right to future medical care. The best thing to do is to get the advice of a workers' compensation attorney.