Definition of Accident
For workers' compensation, an accident is an event that arises out of and in the course of employment that brings about a personal injury to a worker. In other words, it is an accident that occurs while you are doing your job for your employer. In order to receive workers' compensation benefits, you will have to show that the accident and your injury or injuries that resulted from the accident took place while you were doing your job for your employer. You may be able to receive workers' compensation benefits if your accident happened in a car accident while you were performing a duty for your employer. In some instances, you may even be able to get workers' compensation benefits if you are injured at a company meeting or party that you were required by your employer to attend.
An important thing to keep in mind is that as long as an accident takes place arising out of and in the course of doing your job, the accident is covered by workers' compensation no matter whose fault the accident was. Fault is not an issue when it comes to workers' compensation. Even if the accident was your own fault, it is still covered by workers' compensation as long as it occurred while you were doing your job for your employer. However, if an accident occurs while you were "horsing around,was self-inflicted, you were violating company policy or a law, or while you were drunk or on drugs, your accident may not be covered by workers' compensation.