Need Worker’s Compensation In Philadelphia?
Workers who sustain an injury at work are provided worker’s compensation benefits under the Pennsylvania Worker’s Compensation Act. The work comp benefits are paid by private insurance companies, the State Workers’ Insurance Fund or if the employer is self-ensured they may pay for the workers compensation benefits themselves.
Workmans compensation covers a work injury that occurs at work as long as the injury was not intentionally self-inflicted or the result of illegal activity (including intoxication from drugs or alcohol).
Most Philadelphia workers can receive workers compensation benefits such as medical and cash benefits for work injuries. Common work injuries can include:
- Neck, knee and back injuries
- Concussions
- Amputations
- Pulmonary conditions
- Abrasions
- Work related heart attack or strokes
- Toxic chemical or smoke inhalation causing pulmonary complications
- Burns
Philadelphia Worker’s Compensation Benefits
Workers compensation in Philadelphia provides a variety of benefits for workers who suffer an injury at work including:
- Lost Wage Benefits – Work injury compensation for lost wages is granted when the worker is determined totally disabled and unable to continue working, or if they are partially disabled and unable to make as much money as they could prior to their work injury. Philadelphia workman’s comp can replace an injured worker’s wage at approximately 2/3 of their average weekly wage, with a maximum established by workers compensation law. Wage benefits may be offset by certain other benefits such as retirement pension or Social Security benefits.
- Death Benefits – If a Philadelphia worker is injured at work and dies, their surviving dependents may be entitled to death benefits. This may also include assistance for burials.
- Specific Loss Benefits – If a Philadelphia worker is permanently disfigured by the loss or the inability to use part or all of their hand, leg, arm, foot or thumb or if they have lost their sight or hearing, under workers compensation law they may be entitled to a loss benefit. Other injuries which permanently disfigure the worker’s face, neck or head also may entitle the worker to a loss benefit.
- Medical Care – A Philadelphia worker who has suffered an injury at work is entitled to medical care or other surgical procedures which are deemed reasonable for the injury sustained. This can include: doctor visits, medication, orthopedic care, medical supplies and hospital stays.
Do I Need a Philadelphia Worker’s Compensation Attorney?
Philadelphia workers who have suffered a work injury may represent themselves, hire a work comp attorney or hire a non-attorney representative. Workers compensation law can be complicated and the worker’s employer and insurance company will have a worker comp attorney to help them with the workers compensation case.
If the work injury is the result of a third party product, the workers compensation claim has been dismissed or if the worker has suffered any type of workplace discrimination such as harassment, demotions, firings or pay reduction, a work injury lawyer should be contacted immediately.
