Were you injured from a fall while working in New Mexico. There are several types of injuries that can come from a fall. Some of these are broken bones and fractures, head injuries, cuts and abrasions and internal injuries.

Did you experience serious injuries when you were injured from a fall while working in New Mexico? Have these injuries prevented you from working? Have you missed a lot of work? Have you been able to return to work?

What about your medical bills and the wages that you have lost? Is New Mexico workers’ compensation taking care of these things?

Workers’ Compensation in New Mexico

Are you familiar with how workers’ compensation is handled in New Mexico? The Workers’ Compensation Administration has the responsibility of administering workers’ compensation in New Mexico.

Did you know that workers’ compensation is compulsory for employers in New Mexico. However, in certain situations, there are some waivers that are allowed. There is an exemption for employers who have less than 3 employees. Coverage is voluntary for employers of domestic employees and agricultural workers.

New Mexico has a competitive state fund. Employers are also permitted to insure by means of self insurance, groups of employers or private carriers.

Does your New Mexico employer have workers’ compensation? When you were injured from a fall while working in New Mexico, did your employer see that you were given the workers’ compensation benefits that you are entitled to by New Mexico law?

What if your employer denies you

If your employer has made sure that you have received the workers’ compensation benefits that are rightfully yours, then all is well. On the other hand, if your employer says that he will not give you these benefits, you cannot get them or that he does not carry workers’ compensation insurance, you may be looking for help.

In most situations, other than those mentioned above, most New Mexico employers have workers’ compensation even though they may tell you that they do not. Also, in most cases, you are eligible to receive workers’ compensation benefits even though your New Mexico employer may tell you that you are not eligible to get these benefits.

A Matter of Right

Do you know that workers’ compensation is yours as a matter of “right” under New Mexico law. Your New Mexico employer cannot keep you from getting these benefits. As a trade off, you are not allowed to bring a lawsuit against your employer.

Your New Mexico employer may say that you are not eligible for workers’ compensation because you were at fault for the accident in which you were injured from a fall while working in New Mexico. Again, in nearly all circumstances, you are entitled to workers’ compensation no matter who was at fault. This is because in most instances the issue of fault is not considered.

Once again, if your employer is trying to keep you from getting the workers’ compensation benefits that are due you, you really ought to speak to an attorney. An attorney will work hard for you. An attorney will see that you get the workers’ compensation benefits that you have coming to you.

Related articles

• Injured in a Fall at Work in Oklahoma (usworkerscomp.com)
• Injured in an Accident on the Job in Texas and Receiving Workers’ Compensation (usworkerscomp.com)
• Workers compensation for an injury from falling machinery (usworkerscomp.com)

New Mexico Worker’s Compensation Administration regulates workers compensation between employers and injured employee’s. Workers compensation was created as a no-fault insurance policy to protect injured workers who suffer an injury at work. Workman’s compensation was created to eliminate the need for expensive tort litigation.

Workman’s comp provides medical benefits and wage compensation to injured employees without the employee having to prove their work injury was the result of their employer’s negligence, but in return, the worker forfeits some of the monetary compensation they may have received if they had won a personal injury lawsuit.

Worker’s compensation or workman’s compensation is only paid to workers who suffer a work injury while they are performing their normal job functions. Work injuries which are caused by an employee’s intentional actions or from drug or alcohol intoxication may not be covered. Work injuries which may be covered by work injury compensation can include:

• Back and neck injuries
• Abrasions and burns
• Amputations of arms or legs
• Concussions
• Heart attack or strokes on the job
• Carpel Tunnel
• Diseases caused by inhalation of chemicals or other toxins

Albuquerque Worker’s Compensation Benefits

Almost all New Mexico employers are required by workers compensation law to carry workers comp insurance for their employees. Workman’s compensation provides several work injury compensation benefits to workers who suffer an injury at work.

• Medical benefits – Albuquerque work compensation insurance pays 100% of authorized medical costs for work injuries or occupational diseases. Medical services which are covered may include: hospital stays, doctor’s services, medications and laboratory services. Medical benefits are offered to the employee without monetary or time limits.
• Temporary Total Disability Benefits – Workers compensation temporary total disability are paid to workers who sustain an injury at work, and the amount paid is based on a percentage of the injured worker’s wage. Disability payments can continue for the duration of the disability.
• Permanent Partial Disability – New Mexico workers comp benefits allow for permanent disability payments to be made for 500- 700 weeks. The payment amount is based on a percentage of the worker’s wage. Additional benefits may be paid to employees if their work injury causes a permanent disfigurement.
• Vocational Rehabilitation Benefits – Workers who sustain an injury at work and are unable to return to their current job may be eligible for vocational rehabilitation services.
• Death Benefits – Death benefits may be paid to the deceased worker’s spouse and/or children. The amount of work injury compensation paid to dependents will be based on the deceased employee’s wages subject to a maximum. Benefits are also paid to cover burial expenses.

Do I Need an Albuquerque Worker’s Compensation Attorney?

Albuquerque workers who are disabled from a work injury do not have to hire a work injury attorney to help them file their work compensation claim, but employers will have their own workers compensation attorneys working for them and unfortunately, in efforts to save costs, they may not always have the best interest of their employees in mind.

Albuquerque work comp lawyers can also help an injured employee if their work compensation is denied, if the work injury is caused by a defective third party product or if the employee has been the victim of workplace discrimination or harassment.