New Mexico Worker’s Compensation Administration regulates workers compensation between employers and injured employee’s. Workers compensation was created as a no-fault insurance policy to protect injured workers who suffer an injury at work. Workman’s compensation was created to eliminate the need for expensive tort litigation.

Workman’s comp provides medical benefits and wage compensation to injured employees without the employee having to prove their work injury was the result of their employer’s negligence, but in return, the worker forfeits some of the monetary compensation they may have received if they had won a personal injury lawsuit.

Worker’s compensation or workman’s compensation is only paid to workers who suffer a work injury while they are performing their normal job functions. Work injuries which are caused by an employee’s intentional actions or from drug or alcohol intoxication may not be covered. Work injuries which may be covered by work injury compensation can include:

• Back and neck injuries
• Abrasions and burns
• Amputations of arms or legs
• Concussions
• Heart attack or strokes on the job
• Carpel Tunnel
• Diseases caused by inhalation of chemicals or other toxins

Albuquerque Worker’s Compensation Benefits

Almost all New Mexico employers are required by workers compensation law to carry workers comp insurance for their employees. Workman’s compensation provides several work injury compensation benefits to workers who suffer an injury at work.

• Medical benefits – Albuquerque work compensation insurance pays 100% of authorized medical costs for work injuries or occupational diseases. Medical services which are covered may include: hospital stays, doctor’s services, medications and laboratory services. Medical benefits are offered to the employee without monetary or time limits.
• Temporary Total Disability Benefits – Workers compensation temporary total disability are paid to workers who sustain an injury at work, and the amount paid is based on a percentage of the injured worker’s wage. Disability payments can continue for the duration of the disability.
• Permanent Partial Disability – New Mexico workers comp benefits allow for permanent disability payments to be made for 500- 700 weeks. The payment amount is based on a percentage of the worker’s wage. Additional benefits may be paid to employees if their work injury causes a permanent disfigurement.
• Vocational Rehabilitation Benefits – Workers who sustain an injury at work and are unable to return to their current job may be eligible for vocational rehabilitation services.
• Death Benefits – Death benefits may be paid to the deceased worker’s spouse and/or children. The amount of work injury compensation paid to dependents will be based on the deceased employee’s wages subject to a maximum. Benefits are also paid to cover burial expenses.

Do I Need an Albuquerque Worker’s Compensation Attorney?

Albuquerque workers who are disabled from a work injury do not have to hire a work injury attorney to help them file their work compensation claim, but employers will have their own workers compensation attorneys working for them and unfortunately, in efforts to save costs, they may not always have the best interest of their employees in mind.

Albuquerque work comp lawyers can also help an injured employee if their work compensation is denied, if the work injury is caused by a defective third party product or if the employee has been the victim of workplace discrimination or harassment.

Qualifying for Workers’ Compensation

If you live in Chicago, Illinois, and you have suffered an injury at work, you may be entitled to workers’ compensation benefits. Workers compensation is only granted if a work injury occurs at the work site and the worker was not at fault (not intoxicated, reckless or engaged in intentional behavior which caused the injury).

Work injuries which occur at the work site but not while an employee is performing their work duties may also be eligible for worker’s compensation. Work injury compensation does not cover work injuries while the employee is travelling to and from work but may cover injuries of an employee who is offsite if they are performing a job duty. Deaths or injuries at work caused by substance abuse are not covered. Some state laws specifically cover work injuries suffered from the violent actions of other workers, while other state laws are less clear.

Common injuries at work which are covered by worker’s comp may include work injuries from exposure to toxic chemicals, equipment malfunctions, injuries from heavy labor or work place harassment. Pre-existing conditions which have been exacerbated from work duties may also be covered by workers compensation.

Worker’s Compensation Benefits

Work injury compensation is administered by the State Department of Labor. Work compensation claims are part of strict liability law which means the injured worker does not have to prove the work injury was a result of the employer’s negligence.

Work compensation injury laws were created to limit the ability of the worker to file a tort lawsuit against their employer. Compensation for Chicago workers who file worker comp claims is established by Illinois workers compensation law and includes:

• Paid medical expenses required for care and treatment of the work injury: surgical, dental, hospital visits, medication, and medical supplies.
• Disability payments which provide compensation for up to 2/3 of the injured worker’s wage for the days they are unable to work.
• Permanent disability payments which could be up to 2/3 of the worker’s wage at the time of the accident if the worker is scarred, disfigured or disabled and unable to return to work.
• Death compensation benefits for dependents of the deceased worker if the injury was fatal.

Chicago workers compensation does not generally cover pain and suffering, loss of affection, sexual relations or emotional distress.

Do I Need a Chicago Worker’s Compensation Attorney?

If you have suffered an injury at work, filed your work compensation claim and the employer has paid the workers compensation benefits, there may be little that a Chicago Work Injury Lawyer can do for you. But if you need advice or have not filed your claim, it is important to remember that your employer and their insurance company have representation and you may want an Illinois attorney working for you.

If your worker’s compensation claim has been rejected, the work injury was caused by malfunctioning third party equipment or your work compensation claim has led to discrimination (demotion, reduction in pay, harassment or firing) against you, a Chicago Workman’s Comp Attorney should be contacted immediately.

Workers who sustain an injury at work are provided worker’s compensation benefits under the Pennsylvania Worker’s Compensation Act. The work comp benefits are paid by private insurance companies, the State Workers’ Insurance Fund or if the employer is self-ensured they may pay for the workers compensation benefits themselves.

Workmans compensation covers a work injury that occurs at work as long as the injury was not intentionally self-inflicted or the result of illegal activity (including intoxication from drugs or alcohol).

Most Philadelphia workers can receive workers compensation benefits such as medical and cash benefits for work injuries. Common work injuries can include:

• Neck, knee and back injuries
• Concussions
• Amputations
• Pulmonary conditions
• Abrasions
• Work related heart attack or strokes
• Toxic chemical or smoke inhalation causing pulmonary complications
• Burns

Philadelphia Worker’s Compensation Benefits

Workers compensation in Philadelphia provides a variety of benefits for workers who suffer an injury at work including:

• Lost Wage Benefits – Work injury compensation for lost wages is granted when the worker is determined totally disabled and unable to continue working, or if they are partially disabled and unable to make as much money as they could prior to their work injury. Philadelphia workman’s comp can replace an injured worker’s wage at approximately 2/3 of their average weekly wage, with a maximum established by workers compensation law. Wage benefits may be offset by certain other benefits such as retirement pension or Social Security benefits.
• Death Benefits – If a Philadelphia worker is injured at work and dies, their surviving dependents may be entitled to death benefits. This may also include assistance for burials.
• Specific Loss Benefits – If a Philadelphia worker is permanently disfigured by the loss or the inability to use part or all of their hand, leg, arm, foot or thumb or if they have lost their sight or hearing, under workers compensation law they may be entitled to a loss benefit. Other injuries which permanently disfigure the worker’s face, neck or head also may entitle the worker to a loss benefit.
• Medical Care – A Philadelphia worker who has suffered an injury at work is entitled to medical care or other surgical procedures which are deemed reasonable for the injury sustained. This can include: doctor visits, medication, orthopedic care, medical supplies and hospital stays.

Do I Need a Philadelphia Worker’s Compensation Attorney?

Philadelphia workers who have suffered a work injury may represent themselves, hire a work comp attorney or hire a non-attorney representative. Workers compensation law can be complicated and the worker’s employer and insurance company will have a worker comp attorney to help them with the workers compensation case.

If the work injury is the result of a third party product, the workers compensation claim has been dismissed or if the worker has suffered any type of workplace discrimination such as harassment, demotions, firings or pay reduction, a work injury lawyer should be contacted immediately.