How do I know if my work related injury or illness is covered by workers’ compensation?
There are risks that are related to almost every type of work. There are injuries that can be brought about by an accident that takes place in the workplace. There are also illnesses and diseases that are work related.
If you have sustained injuries from an accident that was work related or you have illnesses or diseases as a result of your work, there is something that you would like to know. “Are my injuries, illnesses or diseases covered by workers’ compensation?”
Here is some good news for you. Almost all injuries are covered by workers’ compensation as long as your injuries result from an accident that occurs out of and in the course of your work. In other words, it is an injury that you sustain as you are doing your job for your employer. In fact, even if you get injured as you play a game of football at a picnic that is sponsored by your employer, your injury may be covered by workers’ compensation.
Also true of illnesses and diseases
The same is true in regard to any illnesses or diseases that are brought about by extraordinary or unusual risks that you face due to the nature of your work. Examples of this are people who work with computers getting carpal tunnel syndrome, or coal miners who get black lung disease. In fact, even if it is a preexisting condition that you have, which is made worse or aggravated by your work; this may be covered by workers’ compensation.
The key is that your injuries, illnesses or diseases are related to your work. There has to be a connection between your injuries, illnesses or diseases and the work that you do for your employer.
Although this seems pretty simple and straightforward, determining whether your injuries, illnesses or diseases are related to your work can sometimes get complicated. For example, as mentioned above, if your are injured in an accident at an event that is sponsored by your employer, such as a picnic or party; your injury may be covered.
Travel may be covered
Another example is travel. If you are injured as you go to and from where you work, that injury is not usually covered by workers’ compensation. However, if you go on a business trip for your employer and you are injured, that injury is probably going to be covered by workers’ compensation.
You may even be covered by workers’ compensation if you are injured when you do something your employer has prohibited, or you break a workplace safety rule. This is especially true if your employer is aware of what you are doing and allows you to continue doing it.
If you have sustained an injury, illness or disease at work and are not sure whether it is covered by workers’ compensation, or your employer is not wanting you to make a workers’ compensation claim, you need to have a workers’ compensation attorney working for you. A workers’ compensation attorney will look over your case and tell you the best way to proceed in order that you might receive all of the workers’ compensation benefits that you are entitled to.
- Doctor Releases to Full Duty, I Don’t Think I Can Do the Job (usworkerscomp.com)
- Changing Employers and Getting Workers’ Compensation (usworkerscomp.com)
- Getting Help After the Arbitrator Makes a Decision (usworkerscomp.com)