Injured in an Accident on the Job in Texas and Receiving Workers’ Compensation
One of the bad things that can happen in just about any form of work is being injured in an accident while doing your job. Even though employers implement the safety guidelines that the law demands, accidents still occur.
Wide range of accidents
There are a wide range of accidents that may take place in most kinds of employment. Some of the types of accidents that may happen on the job are getting caught in or between equipment or machinery, being injured in a crane accident, being struck by some type of object, getting crushed, electrocuted, being in a cave-in, burned or falling on the job, just to name a few.
You live and work in Texas. You were injured in an accident on the job in Texas.
If your injuries on the job in Texas were serious enough to cause you to have to go to the hospital, spend time in the hospital, miss work and incur expensive medical bills; you would probably like to know if workers’ compensation in Texas can help you with your medical bills and lost wages from missing work.
Texas Employers not Required to Carry Workers’ Compensation
The first thing you need to find out is whether your employer has workers’ compensation insurance. In Texas, employers are not required to have workers’ compensation. In fact, Texas is the only state in the United States where workers’ compensation is not required by law.
If your Texas employer carries workers’ compensation, he should provide you with a claim form to fill out. Workers’ compensation will pay your medical bills and replace some of your lost wages.
If your employer in Texas does not have workers’ compensation, he may have purchased accident and health, disability and life insurance policies as an alternative to workers’ compensation. If so, these may provide help with your medical bills and lost wages.
However, there is something important that you need to keep in mind if you were injured in an accident on the job in Texas. It is this. Your Texas employer is not under any obligation to pay for your medical bills or to compensate you for lost wages because you were not able to work.
You may say, “What can I do to get help with my medical bills and lost wages? Do I have any options here in Texas? If so, what are they?”
Lawsuit Against Your Employer
The only option that you have in Texas if your employer does not have workers’ compensation or other insurance and refuses to help with your medical bills and lost wages is to file a lawsuit against your employer and win a settlement from that lawsuit.
Another important thing to consider is that even if your employer carries workers’ compensation, it does not guarantee that you will continue to have your present job or allow you to be retrained for some other kind of work.
You may be wondering what you should do if you have been injured in an accident on the job in Texas. You may have other questions that you need answered. A good decision on your part is to talk to the attorneys here at http://www.usworkerscomp.com. The attorneys here at http://www.usworkerscomp.com know the laws in Texas and will give you the help and guidance that you need.
Related articles
- Workers compensation for an injury from falling machinery (usworkerscomp.com)
- Injured from a fall at work, can I get workers’ compensation benefits? (usworkerscomp.com)
- Injured From Burns at Work and Getting Workers’ Compensation (usworkerscomp.com)
